Financial Tools

Rent vs Buy Calculator

Compare the true costs of renting versus buying to understand which option makes the most financial sense for your situation.

Home Purchase Price

Down Payment (%)

Mortgage Interest Rate (%)

Loan Term (years)

Annual Property Tax ($)

Home Insurance (monthly $)

HOA Fees (monthly $)

Maintenance (% of home value annually)

Home Appreciation Rate (% annually)

Closing Costs (% of price)

Monthly Rent ($)

Renter's Insurance (monthly $)

Annual Rent Increase (%)

Security Deposit ($)

How many years do you plan to stay?

Investment Return Rate (% annually)

Tax Bracket (%)